The Adanas Law Firm is a debt relief agency, helping individuals and businesses file for Bankruptcy relief under the Bankruptcy Code. If you're bills are adding up and you are having difficulty paying your bills, and if you are tired of the harassing calls and letters from creditors, then now is the time to act. Even under the new law which went into effect on October 17, 2005. Bankruptcy can be a fresh start for you, allowing you to begin again without any debt.

Depending on the circumstance, a Chapter 7, Chapter 11, or Chapter 13 filing is available. Chapter 7 Bankruptcy allows you to be relieved of your debt, provided that your income does not exceed certain limits.

If your income level disqualifies you from filing under Chapter 7, then a Chapter 13 Bankruptcy is available to you. Chapter 13 permits debtors to pay their debt off over a period of time up to 60 months, and allows you to keep most, if not all, of your assets. Chapter 13 is more preferable for those individuals who have equity in real estate.

A third available remedy is a Chapter 11 filing, which is more commonly referred to as reorganization under the bankruptcy laws. Mostly used by corporate entities, Chapter 11 bankruptcy is available to any individual or business with unsecured debts of at least $336,900.00 or secured debts of at least $1,010,650.00.

Contact us today to have the Adanas Law Firm address all of your questions and concerns and assist you in getting the fresh start you deserve!