If you are considering home refinancing in New Jersey, it is essential to have an experienced and knowledgeable real estate lawyer on your side. The refinancing process comes with a feeling or uncertainty as you don't know what to expect, but with our real estate lawyer in New Jersey to assist you, things can be simple. We can advocate for your best interest and provide you with quality assistance through the process.

With a wealth of experience in New Jersey real estate law, we can provide you in-depth information regarding the difference between mortgage modification and refinancing. Moreover, our real estate lawyer in New Jersey can help you decide which would be a better option for you. 

As an experienced lawyer, we understand that mortgages are a big undertaking and that they can often act as a weight. Therefore, most homeowners consider refinancing hoping to reduce their monthly mortgage payments. But it's critical to consider different factors to determine whether refinancing is the right option or not.

Refinancing and a Mortgage Modification—What's the Difference? 

Refinance is a basically a new mortgage that includes a new interest rate, amount, term and monthly payment. On the other hand, a mortgage modification as the name suggests is a mortgage that the lender modifies or changes.

If you want to refinance, you will need a lower rate, more money or have to switch from an adjustable to a fixed rate However, if you opt for mortgage modification, you can keep your previous loan with a reduced interest rate. However, choosing between the two options is tricky and can be difficult which is where an attorney can help.

Not only will we help you with better decision making but also guide you with every step along the way, including assistance with decisions like, whether you should get mortgage from a mortgage company or a bank. 

Contact Our Real Estate Attorney in New Jersey Today

So, what are you waiting for? Contact us today. We have rich experience in handling real estate issues. We can answer all your questions regarding refinancing.

Contact call us at 201-592-9190 or contact us online to schedule a consultation.


Kevork Adanas is an experienced, skilled and knowledgeable lawyer strongly committed to providing top quality and efficient legal services to corporate clients with complete satisfaction. Adanas focuses on building long-term relationships with clients by working in their best interest and ensuring that they get their targeted results. Overall, he strives to make the process simple, smooth, and stress-free.


Based in Englewood Cliffs, New Jersey and Clifton, New Jersey, Kevork Adanas P.C. provides comprehensive immigration, real estate and business law services to clients New Jersey and New York, including Hudson, Essex, Bergen, Union, Passaic and Middlesex counties in New Jersey and cities such as Clifton, Paterson, Jersey City, Hoboken, Newark, Hackensack, Bayonne, Passaic, East Orange, Union City and Paramus.

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